Forty Nine
FORTY NINE Loans49 · Credit Operations
Production · KE
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Statement Intelligence · v4.2 live

Read 6 months of statements in 90 seconds.

Upload M-Pesa and bank PDFs. Get a structured credit appraisal — income consistency, existing obligations, behavioural risk and a portfolio-calibrated score — ready for your decision.

128,400+
Appraisals run
94.1%
Officer agreement
22%
Default rate ↓ YoY
Credit Operations · Westlands HQ Nairobi · 36 officers across 4 branches

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Auto-parsed statements M-Pesa, Equity, KCB, Co-op, NCBA, Stanbic
Portfolio-calibrated score Trained on your own default history
CBK-aligned audit trail Every decision logged and signed
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